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32px}.progress-steps{display:flex;max-width:720px;margin:0 auto}.progress-step{flex:1 1;text-align:center;padding:12px 8px;font-size:.78rem;color:rgba(255,255,255,.45);font-weight:500;border-bottom:3px solid transparent;transition:all .2s}.progress-step.active{color:var(--oa-amber);border-bottom-color:var(--oa-amber)}.progress-step.done{color:rgba(255,255,255,.75)}.main-content{flex:1 1;display:flex;align-items:flex-start;justify-content:center;padding:40px 16px 60px}.form-card{background:var(--oa-card);border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid var(--oa-border);padding:40px;width:100%;max-width:680px}.form-card h1{font-size:1.45rem;font-weight:700;color:var(--oa-navy);margin-bottom:6px}.form-card .subtitle{color:var(--oa-muted);font-size:.9rem;margin-bottom:28px}.deposit-badge{display:flex;align-items:center;gap:10px;background:var(--oa-amber-light);border:1px solid #f0c060;border-radius:8px;padding:12px 16px;margin-bottom:28px}.deposit-badge 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rgba(27,75,138,.1)}input.error,select.error,textarea.error{border-color:var(--oa-error)}.field-error{font-size:.78rem;color:var(--oa-error);margin-top:4px}.section-label{font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--oa-navy);margin:24px 0 14px;padding-bottom:6px;border-bottom:1px solid var(--oa-border)}.btn-primary{background:var(--oa-navy);color:#fff;border:none;border-radius:8px;padding:13px 28px;font-size:.95rem;font-weight:600;font-family:inherit;cursor:pointer;transition:background .15s,transform .1s;width:100%;margin-top:8px}.btn-primary:hover{background:var(--oa-navy-dark)}.btn-primary:active{transform:scale(.99)}.btn-primary:disabled{background:#9aafcc;cursor:not-allowed}.terms-scroll{border:1.5px solid var(--oa-border);border-radius:8px;padding:20px;height:280px;overflow-y:auto;background:#fafbfd;font-size:.88rem;color:#444;line-height:1.7;margin-bottom:20px}.terms-scroll h3{font-size:.9rem;color:var(--oa-navy);margin:14px 0 6px}.terms-scroll p{margin-bottom:8px}.ip-notice{background:var(--oa-amber-light);border-left:4px solid var(--oa-amber);padding:12px 16px;border-radius:0 8px 8px 0;font-size:.85rem;color:#555;margin-bottom:20px}.ip-notice strong{color:var(--oa-text)}.checkbox-row{display:flex;align-items:flex-start;gap:12px;margin-bottom:20px;cursor:pointer}.checkbox-row input[type=checkbox]{width:18px;height:18px;min-width:18px;margin-top:2px;accent-color:var(--oa-navy);cursor:pointer}.checkbox-row label{font-size:.88rem;color:var(--oa-text);cursor:pointer;margin-bottom:0}.thank-you-card{text-align:center;padding:60px 40px}.thank-you-card .tick{width:72px;height:72px;background:#dcfce7;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 24px;font-size:2rem}.thank-you-card h1{font-size:1.6rem;color:var(--oa-navy);margin-bottom:10px}.thank-you-card p{color:var(--oa-muted);max-width:440px;margin:0 auto 16px}.site-footer{padding:20px 32px;text-align:center;font-size:.78rem;color:var(--oa-muted);border-top:1px solid var(--oa-border)}.spinner{display:inline-block;width:16px;height:16px;border:2px solid rgba(255,255,255,.4);border-top-color:#fff;border-radius:50%;animation:spin .7s linear infinite;vertical-align:middle;margin-right:8px}@keyframes spin{to{transform:rotate(1turn)}}@media (max-width:560px){.form-card{padding:24px 18px}.field-row,.field-row-3{grid-template-columns:1fr}.site-header .tagline{display:none}}